A practice resource of the Law Office of Anita M. Kelley(505) 750-3036
nm•NM DEBTNEW MEXICO DEBT HELP

NEW MEXICO · CONSUMER DEBT HELP

New Mexico
debt help.
A clearer next step.

Facing an unaffordable balance, collection calls or a debt lawsuit? Ask the Law Office of Anita M. Kelley about settlement, disputed debts and options for your situation.

Call the office Received court papers?

Law Office of Anita M. Kelley · Albuquerque

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AI-generated scene using Anita’s likeness and a fictional person; not an actual client or case.
Have a hearing, deadline or garnishment?

Call (505) 750-3036 and mention the date. Calling the office does not pause a deadline.

01

Call with names and dates.

Share your contact details, the parties involved and any urgent dates.

02

Let the office review.

The office checks conflicts, the kind of help needed and availability.

03

Discuss what comes next.

Ask about consultation options, fees and the next steps for your situation.

START WITH WHAT’S ON YOUR MIND

Different pressures.
A clear place to start.

You may owe the debt, dispute it, or simply be unsure. Choose the concern that feels closest.

01

I need a manageable way forward.

Explore settlement and payment questions.

02

I’ve been sued over a debt.

Understand what to bring for a case review.

03

My wages or account are affected.

Start with the notice, order and dates.

04

The calls and letters keep coming.

Organize collection and dispute concerns.

05

Something on my report looks wrong.

Review the entry and your dispute history.

06

I’m facing medical bills.

Sort out billing, coverage and collection.

Credit card debt →An unfamiliar debt →Settlement or bankruptcy? →

Illustrative scene of two adults organizing household bills together
AI-generated illustrative scene; not actual clients or a case outcome.

YOUR OPTIONS, IN CONTEXT

You don’t have to choose
a solution before you ask.

A settlement offer, a disputed balance and court papers call for different questions. Start with the situation you are facing.

For bankruptcy questions, 505Bankruptcy is a related firm resource. The office can discuss which type of consultation may fit.

Compare settlement and bankruptcy questions →
Attorney Anita M. Kelley

A LAW OFFICE. A HUMAN CONVERSATION.

Your circumstances
come first.

NM Debt is a practice resource of the Law Office of Anita M. Kelley in Albuquerque.

Start with your questions. The office reviews each inquiry for conflicts, service fit and availability before discussing consultation or representation terms.

Meet the office →
New Mexico mattersBy appointmentIndividual review

FOR BUSINESS OWNERS

Business debt can
feel personal, too.

Loans, vendor balances, leases and personal guarantees deserve their own review. There’s a separate path for businesses and owners dealing with debt.

Explore business debt help →

YOU CAN START WITH A QUESTION

Let’s make the next step clearer.

Call the office ↗

Call (505) 750-3036 to ask about availability and consultation terms.